Monitor Clip Max WeightDouble WallSingle Wall20LB15LB26.4”14.9”Note: Monitor can be on either side of frameAdjustablePlacementMonitor sizes varyMONITOR SIZES VARYLeft SideFrontRight Side 31” 25” 10” 2” 8.21” 10” 10” 22.13” 22.12”

Solutions | High Risk

Manage high-risk payments with secure, reliable solutions tailored to your industry. Our advanced fraud protection and customizable processing options ensure smooth transactions while minimizing risk for your business.

Examples of High-Risk Industries

Below is a list of common high risk industries and why they may be categorized as high risk by certain financial institutions.
Bank advisor helping a business owner at his desk

What is High-Risk Processing?

Businesses classified as high risk exhibit certain defining traits that differentiate them from lower-risk enterprises. These characteristics often influence how financial institutions approach partnerships with such businesses, often leading to stricter terms or closer scrutiny. Below are the primary traits associated with high-risk businesses:

Industry Reputation
Some industries are inherently labeled high risk due to a history of high chargeback rates, frequent refunds, or susceptibility to fraudulent activities. Sectors such as adult entertainment, online gambling, pharmaceuticals, and travel are typically placed in this category because of their increased exposure to these challenges.
Businesses operating in sectors known for high levels of fraud, or those with a history of fraudulent transactions, are often considered high risk. This designation is common for industries where fraudulent behavior is more prevalent.
Companies engaging heavily in international trade, particularly with regions known for elevated fraud rates, are frequently deemed high risk. The complexities and potential fraud associated with global transactions increase their risk profile.
Businesses that process large-ticket sales—usually those exceeding $100—are more prone to fraud and chargebacks. This increases the likelihood that they will be classified as high risk by financial institutions.
Companies that rely on a subscription or recurring payment model, such as streaming services or membership platforms, are at a higher risk of chargebacks. As a result, they are often viewed as high risk by payment processors.
High chargeback rates occur when customers dispute transactions, and businesses that experience a large number of these disputes are seen as more of a liability. This increases their likelihood of being designated as high risk.
Businesses in heavily regulated industries, like tobacco or firearms, face significant regulatory hurdles. Frequent changes in compliance requirements and legal risks contribute to their high-risk classification.
Startups and newly established businesses without a track record of financial stability or profitability often receive a high-risk designation. Without a proven business model, these companies are seen as more uncertain by financial institutions.
Poor credit history is another factor that can raise a business’s risk level. Companies with a shaky financial background are perceived as unreliable, which can lead to their categorization as high risk.
Recognizing these traits is crucial for business owners, especially when dealing with payment processors or financial institutions. Understanding what contributes to a high-risk classification can help businesses anticipate potential hurdles and take proactive steps to mitigate these risks.

Point-of-Sale Solutions

You wont be limited by us if your business is considered high risk all of the standard processing options are available to you with ProcessPoint.

Mobile Solution

Our user-friendly mobile app offers robust, customizable receipts, multiple device options, app & gateway reporting.
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Dejavoo Pro System

Gateway/Virtual Terminal

Online Ordering

  • Reoccurring billing with account updater
  • Secure online payments
  • Encryption & Tokenization
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software integration

Easy Integration

We have integrated systems that are simple and easy to use. And becoming a partner is easier than ever with our streamlined process for software integration.

Inventory Control

Inventory management hasn’t been easier! Discuss with our sales team to find out what system will work best with you

Inventory Control

THE COMPLETE PACKAGE

Ironclad Security

We safeguard your customers' data with cutting-edge security technologies, including EMV, PCI-validated point-to-point encryption (P2PE), and advanced tokenization. Your data protection is always a top priority.

Competitive Pricing

With our one-stop-shop approach, we provide the lowest overall cost for accepting credit card payments, including free contactless EMV terminals, free mobile devices, and waived fees.

Unique Industry Features

We understand your industry's payments better than anyone, offering support for industry-specific features like recurring billing, Authorizations, along with offline processing capabilities.

Monitor Clip Max WeightDouble WallSingle Wall20LB15LB26.4”14.9”Note: Monitor can be on either side of frameAdjustablePlacementMonitor sizes varyMONITOR SIZES VARYLeft SideFrontRight Side 31” 25” 10” 2” 8.21” 10” 10” 22.13” 22.12”

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